Family Indemnity Plan
The Family Indemnity Plan (FIP) is a group life insurance administered by CUNA Caribbean Insurance Society Ltd, which provides cash benefits to cover funeral costs for the member and eligible family members. It brings comfort to the members in times of death.
It covers up to six (6) family members as follows:
- The member
- Member's Spouse/Significant Other
- Children age 1 – 25 (biological/non-biological) Legal documents must be provided in cases where the child is non-biological.
- Any two persons chosen from the member's parents and/or spouse's parents enrolled before age 76
Benefits of FIP
- No medical examination or questions
- Lifetime insurance coverage
- Payments for claims are made within three (3) working days
Choose an affordable plan:
| Monthly Premium | Benefit | |
| Plan A | $26.40 | $5,000.00 |
| Plan B | $39.60 | $7,500.00 |
| Plan C | $52.80 | $10,000.00 |
| Plan D | $79.20 | $15,000.00 |
| Plan E | $105.60 | $20,000.00 |
| Plan F | $132.00 | $25,000.00 |
| Plan G | $158.40 | $30,000.00 |
How to apply for FIP
To apply, a member simply fills out the application form and makes arrangements for monthly payments. Note that if the surname of the member is different from parent's surname, proof of parenthood is required.
View FIP form instructions, here
Download forms, here
Bill Payments
Members and non-members can pay their utility bills (water, electricity, telephone) at the Credit Union during its normal operating hours. Payments can be made via SUREPAY.
Members and non-members can also make installment payments to Unicomer St. Lucia Ltd. via the Dennery Credit Union.
The Family Indemnity Plan: Critical Illness Rider
Pushing your limits brings out the best in you and helps you overcome adversity. If that adversity happens to be a serious illness then you could receive an additional benefit of up to $30,000 to help you keep going.1 It’s for all who never give up!
To learn more, click here
Life Savings Insurance
When you let go of the bike, you knew he was ready. Now you can relax and let him enjoy the ride, confident that no matter what happens, we will ensure that you or your family members receive up to double the value of your Credit Union savings.3 That way, if you were to become dismembered due to an accident or pass away, you and your family will be able to keep going more comfortably.
To learn more, click here
Loan Protection Insurance
When you trust, you live with more freedom. CUNA Caribbean Insurance OECS Limited wants you to experience that freedom in each and every moment, knowing that no matter what life throws at you, we’ll pay off your insured Credit Union loan balance.
To learn more, click here